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Au Revoir, Vauxhall Corsa!

February 3rd 2010 01:57
The UK’s biggest driving school, BSM has been announced that it’s time to replace all the Vauxhall Corsa in the upcoming four years.

BSM described that they’ve signed up an agreement with Fiat, which the Italian car manufacturer is going to provide the car driving company with 14.000 cars in the next four years. Most of the cars’ model is Fiat 500 series!

Frankly, this action is totally a shock to Vauxhall, as nearly 70 percent of the car learners are having the desire to buy the same car model, once they’ve passed their car driving test!




Abu Shafi, the managing director of BSM, pointed out that the decision is being made, based on the car learners will, as most of their car learners prefer to drive a more fashionable car, which the Fiat 500 would be a fantastic choice than the old-fashioned Vauxhall Corsa!

C’est La Vie, once you’re out, you’ll be replaced with a newer and fashionable stuff!
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A Huge Profit Rise for Deutsche Bank

January 26th 2010 02:05
Whilst over 80 percent of the banks in worldwide sunk in the financial trouble, the Deutsche Bank is one of the fortunate banks that reported a huge profit rise for its second-quarterly profits.

As the Germany’s largest bank, Deutsche Bank has passed the “economy crisis test” with flying color, when it reported a 67 percent rise compared with the same period in previous year!




Furthermore, Deutsche Bank accumulated a net profit of US$1.556 billion for the second quarter of 2009. It’s a measly US$500 million of profit gained than a year ago!

Dr. Josef Ackermann, the chief executive of Deutsche Bank mentioned the bank has well prepared for overcoming the uncertain changes in the next few months!
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It seems like the U.K. banks have many things to settle, as they’re having a tougher regulation now.

Mr. Alistair Darling, the honored Chancellor of the Exchequer, had already outlined a new council to observe the financial stability. However, they’re keeping the current system of regulation during the observation.

Meanwhile, the Conservatives claimed that it would be better to abolish the current system and give more supervision power to the Bank of England!

George Osborne, the Shadow chancellor mentioned the government’s reforms were totally an “inadequate response” to the economy crisis.

According to Alistair Darling, the financial system is essential, as it to ensure robust regulation between banks and financial institutions, so they could be better managed and organized!

Well, there will be more arguments about this reform, and I’ll keep you all update, when I have the latest news about it…
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When you’re involving in the business world, there are many unpredictable events that might take place without your expectation. For example, who will ever figure out that the global recession is hitting so hardly, until many of the financial institutes declare bankruptcy one by one in the past few months? In this economy turbulence, there are more than 500 million of people from around the world that loss their job. The situation is worsening, especially in the United States, European countries and Asia region!

I personally feel the heat, as many of my friends have been the victims of the downturn of global economy. Most of them were been fired from their previous job, while some of them are having financial trouble on their self-own business. They knew I’ve been worked as a former financial consultant for a period of time. That’s why, they’re flocking to me and ask for my opinions.

Well, as the old saying, “When there’s hope, there’s a way”. I’ve several suggestions here to help you overcome the financial difficulty.

Tips No.1
Cut off the budget/expanses. Even though it’s so lame, but it’s as far the most effective way to maintain your business within the budget!

Tips No.2
Organize a charity fund raising. It’s a best method to raise some good money, but you have to sacrifice some precious time on the preparation.

Tips No.3
Apply for the payday loans. It’s the fastest and perhaps the most effective way to get the fast cash. If you’re having a financial crisis that needed to be solved within several days or weeks, it would be the lifesaver for your business.

Tips No.4
Borrow from your family, friends or colleagues. Well, if I were you, I won’t do it, unless I really didn’t have any other choices.

No matters which type of way you’re choosing here, please don’t forget that all the above four tips are better than begging in the street corner. By the way, if you need some fast cash, you should know that the online cash advance is always the great option to help you get over the financial problem instantly.
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First of all, I must congratulate Google, as it finally out from the BETA version, after such a long time reside in the nutshell.

Secondly, it seems that Google is starting to paving up its move to break the Microsoft’s domination.

As we knew, the Windows operating system is Microsoft’s main resource, as it powering up to 90% of the world’s personal and offices’ computers. Although Linux had tried they best to share the lion’s share, but it seems they’re failed to do it!



Undeniable that Google is the biggest tycoon in the search engine tool program. However, they want to get further, and maybe breakdown the domination of Microsoft in Computer’s operating system.

In this case, Google had promised to give a better platform to the computer users, which your PC won’t need to have to do the heavy lifting, as all the applications will run in your browser automatically, thanks to the Google’s gigantic server system!

Google is about to bring a brand new revolution onto the computer operating system. In the near future, many consumers will change the Window’s operating system to the Google’s Chrome online operating system.

Well, it’s just the matter of time…

Note: Picture thanks to desicritics.
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Many people love to do investment, as they think it’s one of the best option to earn certain amount of money in fixed period. Honestly, those people who have more guts are mostly involving themselves in the stock or forex, as it’s the fastest way to become a millionaire overnight. However, they didn’t realize that it’s also the speedy way to push yourself to the danger of bankruptcy. It sounds like “Show hand” in poker game; either you get it all or lose it all at once!

Honestly, I’ve involved in the stock, forex and bonds in the past few years. I agreed that it’s one of the good way to earn a lot of money instantly, but it wasn’t the best way, especially for those amateurs who didn’t have any practical skills or experience on it!

I witnessed by my own eyes that a few of my friends had turn from zero to hero and otherwise in less than few months, thanks to the stock and forex. The changes were tremendous and as fast as lightning speed! They told me, if they have the second chance, they’ll not going to involve in the dangerous games again.

For your information, the best investment from the past until present is still the real estate property. Go figure, once you bought a new car, regardless of its brand, the selling price is starting to fluctuate drastically. When you’re trying to sell it after two or three years, it might has devalued up to 50 percent of more!

Meanwhile, the case is obviously different with the real estate property, where the price is mostly spiking high year by year, especially if your property is situated in the strategic area.

By the way, you can evaluate yourself, the characteristics of good property buyers through his/her attitude:

The property buyers showing their interested, by offering a reasonable (or lucrative) buying price for the property. Honestly, most of the property sellers didn’t want to bargain with the property buyers, unless they have to do it! Isn’t it wonderful, if you meet a generous property buyer, who give a reasonable offer and sign the agreement without any further hassle?

Secondly, those property buyers who decided the buying deal instantly. Honestly, waiting is a very painful moment, as you didn’t want to waste over months or years waiting for the reply from the property buyer?

You’re going to love the property buyers who promptly pay up after signed the selling agreement. You must be insane, if you're refused to accept the payment from the property buyer!

By the way, you can list out the properties that you want to sell, by placing them on the internet. In this case, you’ll be one of them who is in the portfolio property buyers. If anyone is interested on the properties that you’ve listed, they’ll purchase and you receive the profit afterward. It’s one of the best and easiest way to sell your property online.
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Once upon a time, General Motors (GM) was the biggest carmaker company in world. They’ve a very glorious moment, where they’ve earned over billion of profit every year.

Now, it’s turned into a history, after its declared the bankruptcy and becoming the biggest industrial bankruptcy in world as well!

For your information, GM was established in 1908, and William “billy” Durant was the proud founder of GM.



GM joined the Dow Jones in 1925, and had quickly turned into one of the famous stock after only few years!

Believe it or not, GM had over 50% share of the US car market, which is making her the biggest lion share’s of all.

GM had made the 100 millionth car in the U.S. by 1967, however the trouble was starting to follow GM afterward…

After a glory of over 101 years, GM had officially declared bankruptcy in June 1, 2009. The car industry tycoon is disappeared from our vision forever…

Note: Photo thanks to gm-volt.
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When you’re getting involved in the business arena, there are many factors that you have to take count with it. Instead of the well-planned strategies and solid capital fund, the customers are one of the most crucial things for all the businessmen/businesswomen. Honestly, it’s hard to imagine, how a business going to survive without the support from constant and new customers.

Did you know that the customer support is playing a very important role for a business? According to the statistic, people will judge you based on the customer support that you’re providing. Which means, if the service is very suck, then you should be prepared that the customers won’t return again for the second time. Even more, a small part of the customers will complain your service to the related authorities! In this case, it would turn into a horrible nightmare and haunt you down…

You are wondering, “Ok, what should I do to keep the customers happy and increase more potential customers in the same time?” Well, there is always a better option here, the only problem is whether you want to try it or not.

There are two choices and you might want to evaluate, which one is the suitable one for you.

Choice No.1
Hire the special call center agents to handle all the customer calls. To be honest, it’s a good solution, but it might cost you a lot of expenses! This method is perfect for the large business organization or firms.

Choice No.2
Get help from the call center outsource. It’s the most effective yet cheapest way to get accurate call center service provider for your business. It’s the best method to increase sales of your business, especially for the small business owners!

No matter what choice you’re going to take here, please keep in mind that we should always provide our customers the “A class” service, as they will return to us continuously, once they found out that we’re the top among the best!
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The economic turmoil has left a deep impact on the global economy. Many countries have been greatly suffering, thanks to this unexpected event!

Honestly, China is one of the few lucky countries in the world, as it doesn’t affect with the economy turbulence, as its GDP is expected to be over 6% this year!

Meanwhile, the China’s $8 billion luxury market has been reported to have a 7 percent growth rate this year. The economists said that the global downturn didn’t have any big impact on China’s luxury goods’ market. In fact, this year selling rate is the highest compare with the last few years!

Hmm…, it seems like the Chinese have some good appetite on the luxury goods day after day. Maybe, it’s the good opportunity for the well-known product, such as Gucci, Prada, LV and so on to open up more new stores and conquer the China’s luxury goods market.
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Nowadays, people are living with their dreams, a huge comfortable house, a luxury car, a high pay job and blah, blah, blah… Believe it or not, these desires are the momentum that pushed us to the limit!

Some countries governments always encourage their citizen to spend more in daily life, as it not only helps to boost up the country’s economy, but create more jobs opportunities as well!

I remembered that I’ve done a survey about the amount of credit card holders for my third year’s report in college. Honestly, it’s totally suck standing on the street corner, stopping down most of the walk-by people and ask the question, “Are you a credit card holder?” Trust me, I nearly frozen into an ice cube standing four hours in the outside during the winter season for consecutively a week!

However, I quite satisfied with the survey result, as I discovered that seven out of ten people are credit card holders. Furthermore, three out of the seven people have more than two credit cards! Another interesting fact I’ve collected was almost 80 percent of the credit card holders are having problem to pay off their debt on time.

Gosh, it’s even shocking that most of the people who having mountains of credit card debts are those between 18 to 30 years old. I found out those people that being trapped by the credit card debt were mostly the big spenders!

Ironically, I received a phone call from a stranger called Keisha. She’s one of those who participated in the survey. She asked me if I have any good idea to get her out from the misery of credit card debts.

In this case, I advised her to look for the credit card debt consolidation. I told her that she should evaluate the company’s history and reputation first, before she’s jumping into the bandwagon.

Secondly, it’s better to read the news and have a detailed check on the company’s financial records, as it helps you to recognize the company better. Honestly, you don’t want to get involved, especially with the company who having financial problem and might have the chance of declaring bankruptcy anytime, isn’t it?

I also told Keisha the worst thing that might happened, if she cannot pay the credit card debts on time. When this situation occurred, she has no choice, but to get herself into the credit card settlement. This is the best option to avoid her from the unwanted bankruptcy.

As a conclusion, I learned a valuable lesson from the survey. It’s better to be frugal than overspend, as it helps us from getting trapped with the enormous credit card debts!
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