Wilson PonDo You Want to have a Finance Stress Test?
September 29th 2009 05:35
Well, I know it sounds like a little bit awkward and weird, but the U.S. banks are having the stress tests for their company. It main purpose is to check out, whether their company could be survived a financial crisis or not!
The concept is derived from the Obama administration’s “stress test”. The regulators have to put the firms into three different groups, which as:
1. Employees that in healthy condition;
2. Employees that need money; and
3. Employees that at risk of failure.
Then, you have to rate your strength on the topic from scale 1 to 5, which 1 represents that you cannot provide any help to the workers, when they’re having any emergency cases; while rate it 5 if you’re fully confident that you can offer the financial help to your employees when they need it the most!
Caution: If your overall score are less than 3 on the above three criteria, then you should reconsider to start fortifying your financial plan, before something bad happened on you!
The concept is derived from the Obama administration’s “stress test”. The regulators have to put the firms into three different groups, which as:
1. Employees that in healthy condition;
2. Employees that need money; and
3. Employees that at risk of failure.
Then, you have to rate your strength on the topic from scale 1 to 5, which 1 represents that you cannot provide any help to the workers, when they’re having any emergency cases; while rate it 5 if you’re fully confident that you can offer the financial help to your employees when they need it the most!
Caution: If your overall score are less than 3 on the above three criteria, then you should reconsider to start fortifying your financial plan, before something bad happened on you!
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